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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $54,048 |
CYPRESS WEALTH SERVICES LLC2 years Filed as: CYPRESS WEALTH SERVICES Service code 15 · EIN 82-2079022 | Recordkeeping | $38,788 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,457 | $50,919-79.5% | $155,556-93.3% | $77,762-86.6% |
| Participation rate | 91.2% | 63.1%+28.1pp | 78.2%+13.0pp | 70.6%+20.6pp |
| Annual return | 14.70% | 34.84%-20.1pp | 64.84%-50.1pp | 31.27%-16.6pp |
| Employer contribution / active EE | $0 | $1,991-100.0% | $4,675-100.0% | $2,728-100.0% |
| Participant deferral / active EE | $4,096 | $2,824+45.0% | $5,631-27.3% | $4,651-11.9% |
| Admin fee / account holder | $102 | $437-76.6% | $15,885-99.4% | $433-76.4% |