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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,404 | $92,743-87.7% | $82,744-86.2% | $134,532-91.5% |
| Participation rate | 66.7% | 75.2%-8.5pp | 72.6%-5.9pp | 81.2%-14.6pp |
| Annual return | -17.97% | 946.63%-964.6pp | 702.22%-720.2pp | 418.27%-436.2pp |
| Employer contribution / active EE | $1,639 | $3,273-49.9% | $3,008-45.5% | $4,741-65.4% |
| Participant deferral / active EE | $1,203 | $4,802-74.9% | $4,395-72.6% | $6,401-81.2% |
| Admin fee / account holder | $3,468 | $5,977-42.0% | $5,325-34.9% | $11,429-69.7% |