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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,035 | $63,365+46.8% | $91,994+1.1% | $72,975+27.5% |
| Participation rate | 100.0% | 72.5%+27.5pp | 78.6%+21.4pp | 69.5%+30.5pp |
| Annual return | 18.17% | 35.35%-17.2pp | 69.04%-50.9pp | 81.01%-62.8pp |
| Employer contribution / active EE | $2,224 | $2,116+5.1% | $3,453-35.6% | $2,440-8.8% |
| Participant deferral / active EE | $4,780 | $4,883-2.1% | $5,924-19.3% | $3,608+32.5% |
| Admin fee / account holder | $3,003 | $4,670-35.7% | $7,744-61.2% | $5,124-41.4% |