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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $66,342 |
Filed as: PRINCIPAL SECURITIES, INC. Service code 27 · EIN 42-0941553 | Advisory (Plan) | $32,433 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 | Advisory (Plan) | $0 |
Filed as: WILSHIRE ADVISORS, LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,097 | $101,591-42.8% | $147,096-60.5% | $74,429-21.9% |
| Participation rate | 96.3% | 75.5%+20.8pp | 82.2%+14.2pp | 67.2%+29.1pp |
| Annual return | 30.37% | 8746.45%-8716.1pp | 419.75%-389.4pp | 1368.38%-1338.0pp |
| Employer contribution / active EE | $2,776 | $3,813-27.2% | $4,936-43.8% | $2,625+5.8% |
| Participant deferral / active EE | $9,858 | $7,302+35.0% | $8,071+22.1% | $4,348+126.7% |
| Admin fee / account holder | $320 | $1,750-81.7% | $13,005-97.5% | $1,944-83.5% |