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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,444 | $105,867-93.0% | $90,760-91.8% | $134,532-94.5% |
| Participation rate | 68.4% | 78.3%-9.8pp | 75.7%-7.3pp | 81.2%-12.8pp |
| Annual return | -32.04% | -10.99%-21.0pp | -12.16%-19.9pp | 418.27%-450.3pp |
| Employer contribution / active EE | $841 | $3,464-75.7% | $2,922-71.2% | $4,741-82.3% |
| Participant deferral / active EE | $3,421 | $5,217-34.4% | $4,565-25.1% | $6,401-46.6% |
| Admin fee / account holder | $242 | $13,936-98.3% | $8,444-97.1% | $11,429-97.9% |