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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,300 | $125,190-82.2% | $105,624-78.9% | $145,897-84.7% |
| Participation rate | 52.6% | 77.6%-25.0pp | 75.3%-22.6pp | 80.3%-27.7pp |
| Annual return | 14.60% | 225.22%-210.6pp | 116.20%-101.6pp | 552.29%-537.7pp |
| Employer contribution / active EE | $773 | $3,720-79.2% | $3,168-75.6% | $4,663-83.4% |
| Participant deferral / active EE | $3,254 | $5,716-43.1% | $5,013-35.1% | $6,689-51.4% |
| Admin fee / account holder | $760 | $17,138-95.6% | $10,961-93.1% | $13,390-94.3% |