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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,300 | $126,519-82.4% | $106,201-79.0% | $145,959-84.7% |
| Participation rate | 52.6% | 77.7%-25.0pp | 75.3%-22.7pp | 80.3%-27.7pp |
| Annual return | 14.60% | 225.10%-210.5pp | 116.26%-101.7pp | 561.95%-547.3pp |
| Employer contribution / active EE | $773 | $3,726-79.2% | $3,170-75.6% | $4,661-83.4% |
| Participant deferral / active EE | $3,254 | $5,716-43.1% | $5,012-35.1% | $6,689-51.3% |
| Admin fee / account holder | $760 | $17,312-95.6% | $11,039-93.1% | $13,398-94.3% |