Retirement plan

CAPITAL BUSINESS MACHINES, INC 401(K) PLAN

Name: CAPITAL BUSINESS HOLDINGS, INC - CAPITAL BUSINESS MACHINES, INC 401(K) PLAN (2018) Form 5500
Creator: CAPITAL BUSINESS HOLDINGS, INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CAPITAL BUSINESS MACHINES, INC 401(K) PLAN, CAPITAL BUSINESS HOLDINGS, INC

CAPITAL BUSINESS HOLDINGS, INCEIN 82-0952484Plan #002PY 2018

P. O. BOX 3855 - LITTLE ROCK, AR 72203501-375-1111capbiz.comLinkedIn51-200 employeescomputer networking

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$820K

No prior year

Total participants

No prior year

Average account balance

$31,525

No prior year

Annual return

50.61%

No prior year

Benchmarks

See 3,521 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants25-99

Cohort3,521 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.97M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$79K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

108.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$156K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.89%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$11252

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$227K

$8119 / participant

Other / not subdivided$227K100.0%

% of EOY assets

27.736%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$31,525

$56,484-44.2%

$169,452-81.4%

$64,173-50.9%

Participation rate

85.7%

64.5%+21.2pp

77.8%+7.9pp

69.6%+16.1pp

Annual return

50.61%

-1.55%+52.2pp

1.83%+48.8pp

7.63%+43.0pp

Employer contribution / active EE

$1,645

$1,832-10.2%

$4,157-60.4%

$2,381-30.9%

Participant deferral / active EE

$2,390

$3,448-30.7%

$5,277-54.7%

$3,470-31.1%

Admin fee / account holder

$8,744

$4,174+109.5%

$9,110-4.0%

$4,887+78.9%

CAPITAL BUSINESS MACHINES, INC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CAPITAL BUSINESS MACHINES, INC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion