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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,610 | $50,947-94.9% | $74,549-96.5% | $64,173-95.9% |
| Participation rate | 55.2% | 61.1%-5.8pp | 69.1%-13.9pp | 69.6%-14.3pp |
| Annual return | -34.70% | -1.85%-32.8pp | 32.53%-67.2pp | 7.63%-42.3pp |
| Employer contribution / active EE | $601 | $1,115-46.1% | $1,961-69.3% | $2,381-74.7% |
| Participant deferral / active EE | $1,032 | $2,302-55.2% | $3,108-66.8% | $3,470-70.3% |
| Admin fee / account holder | $78 | $4,221-98.1% | $5,059-98.4% | $4,887-98.4% |