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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $460,602 | $160,070+187.8% | $147,117+213.1% | $145,897+215.7% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 19.88% | 98.69%-78.8pp | 420.54%-400.7pp | 552.29%-532.4pp |
| Employer contribution / active EE | $655 | $5,285-87.6% | $4,932-86.7% | $4,663-85.9% |
| Participant deferral / active EE | $8,624 | $8,419+2.4% | $8,065+6.9% | $6,689+28.9% |
| Admin fee / account holder | $996 | $15,035-93.4% | $12,993-92.3% | $13,390-92.6% |