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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,062 | $178,174-66.9% | $156,181-62.2% | $137,256-57.0% |
| Participation rate | 90.0% | 82.0%+8.0pp | 78.8%+11.2pp | 80.0%+10.0pp |
| Annual return | 10.50% | 84.19%-73.7pp | 64.87%-54.4pp | 220.34%-209.8pp |
| Employer contribution / active EE | $2,473 | $4,972-50.3% | $4,294-42.4% | $4,156-40.5% |
| Participant deferral / active EE | $4,249 | $6,888-38.3% | $6,132-30.7% | $6,407-33.7% |
| Admin fee / account holder | $511 | $17,404-97.1% | $14,586-96.5% | $12,270-95.8% |