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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,943 | $95,406-77.0% | $185,849-88.2% | $85,847-74.4% |
| Participation rate | 44.8% | 68.8%-23.9pp | 81.7%-36.9pp | 69.3%-24.5pp |
| Annual return | 12.69% | 23.59%-10.9pp | 122.10%-109.4pp | 318.61%-305.9pp |
| Employer contribution / active EE | $863 | $3,314-74.0% | $5,169-83.3% | $2,565-66.4% |
| Participant deferral / active EE | $3,667 | $3,424+7.1% | $5,569-34.2% | $3,952-7.2% |
| Admin fee / account holder | $10,136 | $7,214+40.5% | $16,244-37.6% | $6,261+61.9% |