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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,598 | $103,392-78.1% | $87,104-74.1% | $152,897-85.2% |
| Participation rate | 95.0% | 79.4%+15.6pp | 76.9%+18.1pp | 82.5%+12.5pp |
| Annual return | 77.43% | 28.10%+49.3pp | 28.19%+49.2pp | 345.43%-268.0pp |
| Employer contribution / active EE | $0 | $3,221-100.0% | $2,521-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $10,622 | $4,778+122.3% | $4,048+162.4% | $5,851+81.5% |
| Admin fee / account holder | $2,328 | $12,194-80.9% | $7,491-68.9% | $11,599-79.9% |