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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,469 | $86,938-25.8% | $102,423-37.1% | $80,925-20.3% |
| Participation rate | 82.9% | 72.4%+10.5pp | 76.5%+6.4pp | 67.7%+15.2pp |
| Annual return | 15.69% | 18.89%-3.2pp | 29.42%-13.7pp | 35.65%-20.0pp |
| Employer contribution / active EE | $0 | $2,369-100.0% | $3,023-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $11,482 | $4,120+178.7% | $5,054+127.2% | $4,299+167.1% |
| Admin fee / account holder | $3,770 | $8,053-53.2% | $9,455-60.1% | $6,940-45.7% |