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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,293 | $95,453-21.1% | $112,040-32.8% | $82,448-8.7% |
| Participation rate | 73.3% | 72.8%+0.6pp | 76.5%-3.2pp | 68.1%+5.3pp |
| Annual return | 21.69% | 23.92%-2.2pp | 24.52%-2.8pp | 41.64%-20.0pp |
| Employer contribution / active EE | $0 | $2,318-100.0% | $2,954-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $9,974 | $4,224+136.1% | $5,098+95.7% | $4,139+141.0% |
| Admin fee / account holder | $4,793 | $9,013-46.8% | $12,098-60.4% | $7,234-33.7% |