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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,469 | $86,949-25.9% | $102,460-37.1% | $80,959-20.4% |
| Participation rate | 82.9% | 72.4%+10.5pp | 76.5%+6.3pp | 67.7%+15.2pp |
| Annual return | 15.69% | 18.89%-3.2pp | 29.47%-13.8pp | 35.67%-20.0pp |
| Employer contribution / active EE | $0 | $2,370-100.0% | $3,025-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $11,482 | $4,121+178.6% | $5,056+127.1% | $4,300+167.0% |
| Admin fee / account holder | $3,770 | $8,048-53.2% | $9,460-60.2% | $6,925-45.6% |