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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,715 | $53,162-53.5% | $91,227-72.9% | $68,490-63.9% |
| Participation rate | 30.4% | 63.2%-32.8pp | 73.2%-42.8pp | 67.9%-37.5pp |
| Annual return | -18.14% | -3.14%-15.0pp | 114.14%-132.3pp | -7.85%-10.3pp |
| Employer contribution / active EE | $0 | $1,709-100.0% | $2,851-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,472 | $2,974-50.5% | $4,234-65.2% | $4,028-63.5% |
| Admin fee / account holder | $1,089 | $4,493-75.8% | $5,423-79.9% | $5,403-79.9% |