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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,643 | $95,915-77.4% | $79,580-72.8% | $134,532-83.9% |
| Participation rate | 28.6% | 75.0%-46.5pp | 69.5%-40.9pp | 81.2%-52.7pp |
| Annual return | -22.54% | -2.71%-19.8pp | 0.15%-22.7pp | 418.27%-440.8pp |
| Employer contribution / active EE | $592 | $3,129-81.1% | $2,413-75.5% | $4,741-87.5% |
| Participant deferral / active EE | $3,746 | $4,693-20.2% | $3,985-6.0% | $6,401-41.5% |
| Admin fee / account holder | $45 | $9,132-99.5% | $6,835-99.3% | $11,429-99.6% |