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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,124 | $209,422-70.3% | $178,503-65.2% | $158,982-60.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 20.87% | 188.81%-167.9pp | 151.12%-130.2pp | 302.99%-282.1pp |
| Employer contribution / active EE | $8,312 | $5,707+45.6% | $5,011+65.9% | $4,763+74.5% |
| Participant deferral / active EE | $5,900 | $5,955-0.9% | $5,202+13.4% | $5,983-1.4% |
| Admin fee / account holder | $561 | $17,079-96.7% | $13,987-96.0% | $11,252-95.0% |