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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,621 | $81,358-57.4% | $155,556-77.7% | $80,959-57.2% |
| Participation rate | 92.0% | 66.3%+25.7pp | 78.2%+13.8pp | 67.7%+24.3pp |
| Annual return | 17.63% | 33.39%-15.8pp | 64.84%-47.2pp | 35.67%-18.0pp |
| Employer contribution / active EE | $0 | $3,106-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $21,805 | $3,455+531.0% | $5,631+287.2% | $4,300+407.1% |
| Admin fee / account holder | $10,313 | $7,994+29.0% | $15,885-35.1% | $6,925+48.9% |