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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $483,892 | $175,231+176.1% | $149,696+223.2% | $139,466+247.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.13% | 166.77%-149.6pp | 134.46%-117.3pp | 373.66%-356.5pp |
| Employer contribution / active EE | $21,736 | $5,478+296.8% | $4,821+350.9% | $4,754+357.2% |
| Participant deferral / active EE | $14,829 | $6,521+127.4% | $5,682+161.0% | $6,712+120.9% |
| Admin fee / account holder | $34,411 | $16,155+113.0% | $13,212+160.5% | $11,409+201.6% |