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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,946 | $53,841-20.2% | $75,731-43.3% | $85,851-50.0% |
| Participation rate | 100.0% | 69.0%+31.0pp | 74.8%+25.2pp | 69.3%+30.7pp |
| Annual return | 18.72% | 24.54%-5.8pp | 104.65%-85.9pp | 318.63%-299.9pp |
| Employer contribution / active EE | $11,117 | $2,017+451.1% | $2,743+305.3% | $2,565+333.3% |
| Participant deferral / active EE | $3,368 | $2,895+16.4% | $3,820-11.8% | $3,952-14.8% |
| Admin fee / account holder | $735 | $3,340-78.0% | $3,620-79.7% | $6,261-88.3% |