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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,427 | $100,262-85.6% | $81,370-82.3% | $145,897-90.1% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 15.52% | 34.52%-19.0pp | 24.85%-9.3pp | 552.29%-536.8pp |
| Employer contribution / active EE | $2,732 | $2,979-8.3% | $2,464+10.9% | $4,663-41.4% |
| Participant deferral / active EE | $4,838 | $4,612+4.9% | $3,885+24.5% | $6,689-27.7% |
| Admin fee / account holder | $1,904 | $8,163-76.7% | $5,749-66.9% | $13,390-85.8% |