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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,618 | $100,911-63.7% | $90,440-59.5% | $158,966-77.0% |
| Participation rate | 66.7% | 75.0%-8.4pp | 72.7%-6.0pp | 82.0%-15.3pp |
| Annual return | 108.24% | 1726.62%-1618.4pp | 1294.38%-1186.1pp | 302.95%-194.7pp |
| Employer contribution / active EE | $1,613 | $3,690-56.3% | $3,263-50.6% | $4,762-66.1% |
| Participant deferral / active EE | $7,516 | $4,348+72.8% | $3,964+89.6% | $5,983+25.6% |
| Admin fee / account holder | $813 | $6,507-87.5% | $5,615-85.5% | $11,250-92.8% |