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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,392 | $90,614+75.9% | $76,089+109.5% | $145,877+9.3% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 16.41% | 623.80%-607.4pp | 360.94%-344.5pp | 551.28%-534.9pp |
| Employer contribution / active EE | $25,986 | $3,324+681.7% | $2,690+866.0% | $4,663+457.3% |
| Participant deferral / active EE | $53,500 | $5,168+935.2% | $4,259+1156.1% | $6,691+699.6% |
| Admin fee / account holder | $12,349 | $8,376+47.4% | $6,418+92.4% | $13,402-7.9% |