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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,520 | $176,120-14.0% | $159,487-5.0% | $167,553-9.6% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 14.66% | 331.95%-317.3pp | 263.71%-249.0pp | 478.89%-464.2pp |
| Employer contribution / active EE | $17,263 | $5,299+225.7% | $4,831+257.3% | $4,840+256.7% |
| Participant deferral / active EE | $10,321 | $7,752+33.1% | $7,354+40.3% | $6,343+62.7% |
| Admin fee / account holder | $2,463 | $12,561-80.4% | $10,804-77.2% | $12,316-80.0% |