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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,294 | $82,674-74.2% | $125,381-83.0% | $68,486-68.9% |
| Participation rate | 52.0% | 75.1%-23.1pp | 82.4%-30.4pp | 67.9%-15.9pp |
| Annual return | -8.22% | -5.97%-2.2pp | 572.31%-580.5pp | -7.85%-0.4pp |
| Employer contribution / active EE | $1,443 | $3,382-57.3% | $4,815-70.0% | $2,597-44.4% |
| Participant deferral / active EE | $3,907 | $6,111-36.1% | $7,448-47.5% | $4,028-3.0% |
| Admin fee / account holder | $365 | $6,277-94.2% | $10,007-96.4% | $5,404-93.3% |