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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,257 | $102,429-45.1% | $147,096-61.8% | $80,925-30.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 22.25% | 135.02%-112.8pp | 419.75%-397.5pp | 35.65%-13.4pp |
| Employer contribution / active EE | $10,947 | $3,716+194.6% | $4,936+121.8% | $2,756+297.2% |
| Participant deferral / active EE | $12,114 | $6,649+82.2% | $8,071+50.1% | $4,299+181.8% |
| Admin fee / account holder | $3,910 | $7,957-50.9% | $13,005-69.9% | $6,940-43.7% |