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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,901 | $27,936-68.1% | $58,561-84.8% | $75,173-88.2% |
| Participation rate | 1.9% | 38.8%-37.0pp | 50.9%-49.0pp | 67.2%-65.3pp |
| Annual return | 48.35% | 44.21%+4.1pp | 4251.33%-4203.0pp | 160.72%-112.4pp |
| Employer contribution / active EE | $0 | $670-100.0% | $1,053-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $229 | $1,202-80.9% | $1,923-88.1% | $4,126-94.4% |
| Admin fee / account holder | $25 | $1,727-98.6% | $2,520-99.0% | $5,651-99.6% |