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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,041 | $127,296+5.3% | $109,907+22.0% | $167,536-20.0% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.2%+0.8pp | 82.1%-7.1pp |
| Annual return | 18.53% | 22.97%-4.4pp | 29.46%-10.9pp | 478.82%-460.3pp |
| Employer contribution / active EE | $20,140 | $3,325+505.7% | $2,844+608.2% | $4,839+316.2% |
| Participant deferral / active EE | $14,950 | $4,513+231.3% | $4,047+269.4% | $6,342+135.7% |
| Admin fee / account holder | $896 | $7,119-87.4% | $6,069-85.2% | $12,315-92.7% |