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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,125 | $165,399-3.8% | $149,745+6.3% | $158,982+0.1% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 17.72% | 348.34%-330.6pp | 276.72%-259.0pp | 302.99%-285.3pp |
| Employer contribution / active EE | $2,119 | $5,105-58.5% | $4,646-54.4% | $4,763-55.5% |
| Participant deferral / active EE | $3,107 | $7,183-56.7% | $6,843-54.6% | $5,983-48.1% |
| Admin fee / account holder | $6,000 | $10,811-44.5% | $9,312-35.6% | $11,252-46.7% |