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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,114 | $88,754+18.4% | $81,820+28.5% | $145,877-27.9% |
| Participation rate | 92.3% | 75.1%+17.2pp | 72.4%+19.9pp | 80.3%+12.0pp |
| Annual return | 17.17% | 1031.77%-1014.6pp | 777.93%-760.8pp | 551.28%-534.1pp |
| Employer contribution / active EE | $5,491 | $3,085+78.0% | $2,915+88.4% | $4,663+17.8% |
| Participant deferral / active EE | $12,390 | $4,648+166.6% | $4,323+186.6% | $6,691+85.2% |
| Admin fee / account holder | $9,848 | $8,424+16.9% | $7,391+33.3% | $13,402-26.5% |