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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,114 | $88,710+18.5% | $81,783+28.5% | $145,959-28.0% |
| Participation rate | 92.3% | 75.0%+17.3pp | 72.4%+20.0pp | 80.3%+12.0pp |
| Annual return | 17.17% | 1027.26%-1010.1pp | 775.05%-757.9pp | 561.95%-544.8pp |
| Employer contribution / active EE | $5,491 | $3,083+78.1% | $2,913+88.5% | $4,661+17.8% |
| Participant deferral / active EE | $12,390 | $4,645+166.7% | $4,320+186.8% | $6,689+85.2% |
| Admin fee / account holder | $9,848 | $8,407+17.1% | $7,380+33.4% | $13,398-26.5% |