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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,732 | $80,992-62.1% | $96,534-68.2% | $75,173-59.1% |
| Participation rate | 86.8% | 71.8%+15.1pp | 76.0%+10.9pp | 67.2%+19.6pp |
| Annual return | 20.39% | 27.05%-6.7pp | 25.88%-5.5pp | 160.72%-140.3pp |
| Employer contribution / active EE | $4,323 | $2,283+89.4% | $2,965+45.8% | $2,671+61.8% |
| Participant deferral / active EE | $5,645 | $3,929+43.7% | $4,851+16.4% | $4,126+36.8% |
| Admin fee / account holder | $2,219 | $6,717-67.0% | $8,253-73.1% | $5,651-60.7% |