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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,161 | $183,592-77.0% | $155,574-72.9% | $145,877-71.1% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 9.41% | 61.37%-52.0pp | 64.87%-55.5pp | 551.28%-541.9pp |
| Employer contribution / active EE | $4,243 | $5,317-20.2% | $4,676-9.3% | $4,663-9.0% |
| Participant deferral / active EE | $7,878 | $6,466+21.8% | $5,629+39.9% | $6,691+17.7% |
| Admin fee / account holder | $5,884 | $19,316-69.5% | $15,914-63.0% | $13,402-56.1% |