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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,855 | $100,911-18.9% | $90,440-9.5% | $158,966-48.5% |
| Participation rate | 50.0% | 75.0%-25.0pp | 72.7%-22.7pp | 82.0%-32.0pp |
| Annual return | 34.77% | 1726.62%-1691.8pp | 1294.38%-1259.6pp | 302.95%-268.2pp |
| Employer contribution / active EE | $1,377 | $3,690-62.7% | $3,263-57.8% | $4,762-71.1% |
| Participant deferral / active EE | $9,750 | $4,348+124.2% | $3,964+146.0% | $5,983+63.0% |
| Admin fee / account holder | $0 | $6,507-100.0% | $5,615-100.0% | $11,250-100.0% |