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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,204 | $69,118-95.4% | $53,647-94.0% | $138,895-97.7% |
| Participation rate | 63.2% | 64.0%-0.8pp | 56.3%+6.9pp | 79.9%-16.8pp |
| Annual return | 21.30% | 248.26%-227.0pp | 358.33%-337.0pp | 145.39%-124.1pp |
| Employer contribution / active EE | $181 | $1,189-84.8% | $962-81.1% | $4,194-95.7% |
| Participant deferral / active EE | $245 | $2,274-89.2% | $1,813-86.5% | $6,396-96.2% |
| Admin fee / account holder | $142 | $2,724-94.8% | $2,460-94.2% | $12,562-98.9% |