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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,204 | $67,823-95.3% | $52,425-93.9% | $137,256-97.7% |
| Participation rate | 63.2% | 63.9%-0.7pp | 55.6%+7.5pp | 80.0%-16.8pp |
| Annual return | 21.30% | 219.11%-197.8pp | 302.12%-280.8pp | 220.34%-199.0pp |
| Employer contribution / active EE | $181 | $1,163-84.4% | $914-80.2% | $4,156-95.6% |
| Participant deferral / active EE | $245 | $2,288-89.3% | $1,790-86.3% | $6,407-96.2% |
| Admin fee / account holder | $142 | $2,844-95.0% | $2,495-94.3% | $12,270-98.8% |