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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,115 | $76,519-97.2% | $56,025-96.2% | $145,897-98.6% |
| Participation rate | 70.6% | 63.2%+7.4pp | 52.5%+18.1pp | 80.3%-9.7pp |
| Annual return | 13.58% | 3017.03%-3003.4pp | 1712.69%-1699.1pp | 552.29%-538.7pp |
| Employer contribution / active EE | $267 | $1,383-80.7% | $1,042-74.4% | $4,663-94.3% |
| Participant deferral / active EE | $329 | $2,624-87.5% | $1,955-83.2% | $6,689-95.1% |
| Admin fee / account holder | $450 | $3,331-86.5% | $2,828-84.1% | $13,390-96.6% |