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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,314 | $111,301-75.5% | $112,977-75.8% | $158,966-82.8% |
| Participation rate | 50.0% | 83.5%-33.5pp | 82.6%-32.6pp | 82.0%-32.0pp |
| Annual return | 12.87% | 26.40%-13.5pp | 24.24%-11.4pp | 302.95%-290.1pp |
| Employer contribution / active EE | $1,328 | $4,471-70.3% | $4,255-68.8% | $4,762-72.1% |
| Participant deferral / active EE | $5,770 | $5,880-1.9% | $5,836-1.1% | $5,983-3.6% |
| Admin fee / account holder | $3,546 | $8,392-57.7% | $6,294-43.7% | $11,250-68.5% |