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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,227 | $85,766-30.9% | $136,298-56.5% | $70,126-15.5% |
| Participation rate | 42.3% | 74.2%-31.8pp | 81.9%-39.6pp | 69.5%-27.2pp |
| Annual return | 16.70% | 31.46%-14.8pp | 5156.27%-5139.6pp | 73.15%-56.4pp |
| Employer contribution / active EE | $2,075 | $2,966-30.0% | $4,696-55.8% | $2,343-11.4% |
| Participant deferral / active EE | $4,263 | $5,051-15.6% | $6,247-31.8% | $3,332+27.9% |
| Admin fee / account holder | $662 | $5,421-87.8% | $9,244-92.8% | $4,645-85.8% |