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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,362 | $105,200-84.4% | $159,474-89.7% | $85,847-80.9% |
| Participation rate | 96.0% | 75.8%+20.2pp | 82.8%+13.2pp | 69.3%+26.7pp |
| Annual return | 8.79% | 45.08%-36.3pp | 263.68%-254.9pp | 318.61%-309.8pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,831-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,727 | $5,946-54.1% | $7,353-62.9% | $3,952-31.0% |
| Admin fee / account holder | $19,283 | $6,934+178.1% | $10,802+78.5% | $6,261+208.0% |