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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,611 | $117,829-64.7% | $102,423-59.4% | $145,877-71.5% |
| Participation rate | 55.6% | 78.6%-23.1pp | 76.5%-20.9pp | 80.3%-24.7pp |
| Annual return | 12.70% | 31.83%-19.1pp | 29.42%-16.7pp | 551.28%-538.6pp |
| Employer contribution / active EE | $2,906 | $3,615-19.6% | $3,023-3.9% | $4,663-37.7% |
| Participant deferral / active EE | $6,956 | $5,732+21.3% | $5,054+37.6% | $6,691+4.0% |
| Admin fee / account holder | $2,259 | $13,335-83.1% | $9,455-76.1% | $13,402-83.1% |