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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,519 | $174,379-6.8% | $152,093+6.9% | $138,895+17.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 6.45% | 74.86%-68.4pp | 66.36%-59.9pp | 145.39%-138.9pp |
| Employer contribution / active EE | $16,587 | $4,652+256.6% | $4,175+297.3% | $4,194+295.5% |
| Participant deferral / active EE | $14,496 | $6,159+135.4% | $5,451+165.9% | $6,396+126.6% |
| Admin fee / account holder | $22,345 | $16,880+32.4% | $14,497+54.1% | $12,562+77.9% |