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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,664 | $96,388-59.9% | $80,627-52.0% | $139,466-72.3% |
| Participation rate | 85.7% | 73.6%+12.1pp | 67.0%+18.7pp | 80.3%+5.4pp |
| Annual return | 13.72% | 1352.08%-1338.4pp | 936.76%-923.0pp | 373.66%-359.9pp |
| Employer contribution / active EE | $5,565 | $3,260+70.7% | $2,723+104.4% | $4,754+17.1% |
| Participant deferral / active EE | $5,969 | $5,224+14.2% | $4,443+34.3% | $6,712-11.1% |
| Admin fee / account holder | $639 | $6,603-90.3% | $5,381-88.1% | $11,409-94.4% |