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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,134 | $48,570+13.5% | $130,660-57.8% | $72,976-24.4% |
| Participation rate | 100.0% | 58.6%+41.4pp | 71.7%+28.3pp | 69.5%+30.5pp |
| Annual return | 21.52% | 38.63%-17.1pp | 1709.29%-1687.8pp | 81.02%-59.5pp |
| Employer contribution / active EE | $2,557 | $1,334+91.7% | $4,092-37.5% | $2,440+4.8% |
| Participant deferral / active EE | $8,132 | $2,384+241.2% | $3,603+125.7% | $3,608+125.4% |
| Admin fee / account holder | $4,115 | $3,549+15.9% | $5,463-24.7% | $5,124-19.7% |