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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $134 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,683 | $48,078-21.6% | $78,676-52.1% | $62,881-40.1% |
| Participation rate | 80.4% | 65.2%+15.2pp | 73.6%+6.9pp | 69.3%+11.1pp |
| Annual return | 5.35% | 31.36%-26.0pp | 62.19%-56.8pp | 20.14%-14.8pp |
| Employer contribution / active EE | $0 | $2,015-100.0% | $2,850-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $3,719 | $2,587+43.7% | $3,517+5.7% | $3,203+16.1% |
| Admin fee / account holder | $31 | $3,206-99.0% | $4,510-99.3% | $4,296-99.3% |