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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,993 | $149,040+41.6% | $120,225+75.5% | $137,256+53.7% |
| Participation rate | 80.0% | 75.4%+4.6pp | 69.6%+10.4pp | 80.0%0pp |
| Annual return | 13.83% | 605.68%-591.9pp | 439.23%-425.4pp | 220.34%-206.5pp |
| Employer contribution / active EE | $995 | $4,350-77.1% | $3,475-71.4% | $4,156-76.1% |
| Participant deferral / active EE | $13,082 | $4,655+181.0% | $3,999+227.2% | $6,407+104.2% |
| Admin fee / account holder | $2,994 | $6,348-52.8% | $5,696-47.4% | $12,270-75.6% |