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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,711 | $129,737+40.8% | $119,126+53.4% | $154,746+18.1% |
| Participation rate | 62.5% | 78.9%-16.4pp | 75.8%-13.3pp | 80.7%-18.2pp |
| Annual return | 16.05% | 379.08%-363.0pp | 282.11%-266.1pp | 172.34%-156.3pp |
| Employer contribution / active EE | $2,325 | $4,375-46.9% | $4,034-42.4% | $4,379-46.9% |
| Participant deferral / active EE | $5,456 | $5,842-6.6% | $5,318+2.6% | $6,730-18.9% |
| Admin fee / account holder | $24 | $11,961-99.8% | $10,693-99.8% | $14,365-99.8% |