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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,461 | $176,120-71.9% | $159,487-69.0% | $167,553-70.5% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 27.33% | 331.95%-304.6pp | 263.71%-236.4pp | 478.89%-451.6pp |
| Employer contribution / active EE | $2,320 | $5,299-56.2% | $4,831-52.0% | $4,840-52.1% |
| Participant deferral / active EE | $2,199 | $7,752-71.6% | $7,354-70.1% | $6,343-65.3% |
| Admin fee / account holder | $18,786 | $12,561+49.6% | $10,804+73.9% | $12,316+52.5% |