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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,580 | $116,203-37.5% | $93,621-22.5% | $152,909-52.5% |
| Participation rate | 72.7% | 78.1%-5.3pp | 75.8%-3.1pp | 82.5%-9.7pp |
| Annual return | 19.01% | 35.96%-16.9pp | 32.76%-13.7pp | 345.46%-326.5pp |
| Employer contribution / active EE | $285 | $3,219-91.1% | $2,719-89.5% | $4,764-94.0% |
| Participant deferral / active EE | $2,854 | $4,605-38.0% | $4,070-29.9% | $5,851-51.2% |
| Admin fee / account holder | $4,594 | $10,751-57.3% | $7,890-41.8% | $11,601-60.4% |