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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,234 | $102,429-17.8% | $147,096-42.7% | $80,925+4.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 10.50% | 135.02%-124.5pp | 419.75%-409.2pp | 35.65%-25.1pp |
| Employer contribution / active EE | $4,258 | $3,716+14.6% | $4,936-13.7% | $2,756+54.5% |
| Participant deferral / active EE | $5,753 | $6,649-13.5% | $8,071-28.7% | $4,299+33.8% |
| Admin fee / account holder | $1,236 | $7,957-84.5% | $13,005-90.5% | $6,940-82.2% |