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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,626 | $183,592-76.8% | $155,574-72.6% | $145,877-70.8% |
| Participation rate | 63.6% | 82.7%-19.1pp | 78.2%-14.6pp | 80.3%-16.7pp |
| Annual return | 22.05% | 61.37%-39.3pp | 64.87%-42.8pp | 551.28%-529.2pp |
| Employer contribution / active EE | $1,727 | $5,317-67.5% | $4,676-63.1% | $4,663-63.0% |
| Participant deferral / active EE | $4,904 | $6,466-24.2% | $5,629-12.9% | $6,691-26.7% |
| Admin fee / account holder | $1,346 | $19,316-93.0% | $15,914-91.5% | $13,402-90.0% |