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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,626 | $183,539-76.8% | $155,556-72.6% | $145,897-70.8% |
| Participation rate | 63.6% | 82.7%-19.1pp | 78.2%-14.6pp | 80.3%-16.7pp |
| Annual return | 22.05% | 61.31%-39.3pp | 64.84%-42.8pp | 552.29%-530.2pp |
| Employer contribution / active EE | $1,727 | $5,315-67.5% | $4,675-63.1% | $4,663-63.0% |
| Participant deferral / active EE | $4,904 | $6,467-24.2% | $5,631-12.9% | $6,689-26.7% |
| Admin fee / account holder | $1,346 | $19,275-93.0% | $15,885-91.5% | $13,390-89.9% |