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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,955 | $77,908-80.8% | $149,696-90.0% | $75,173-80.1% |
| Participation rate | 55.6% | 65.6%-10.0pp | 78.8%-23.2pp | 67.2%-11.6pp |
| Annual return | 77.86% | 31.73%+46.1pp | 134.46%-56.6pp | 160.72%-82.9pp |
| Employer contribution / active EE | $1,103 | $3,138-64.9% | $4,821-77.1% | $2,671-58.7% |
| Participant deferral / active EE | $1,649 | $3,411-51.7% | $5,682-71.0% | $4,126-60.0% |
| Admin fee / account holder | $208 | $5,950-96.5% | $13,212-98.4% | $5,651-96.3% |